Terms & Conditions

Last updated: December 19, 2024

Welcome to www.finverge.tech

By accessing or using our website and services, including all our products, you agree to be bound by the following terms and conditions. Please read them carefully.

Acceptance of Terms

By using our services and products, you agree to these terms. If you do not agree to these terms, do not use our services or products.

Our Products & Services

Finverge Tech offers a range of products and services designed to enhance business and individual productivity. Our offerings include, but are not limited to:

  • Software applications such as Opportune, designed to optimize your business operations.
  • Consulting services for tech solutions, business efficiency, and software integration.
  • Custom software development tailored to your business needs.
  • Cloud-based solutions and data management services.

Detailed descriptions of the services and products we provide will be available on the respective service pages on our website.

User Responsibilities

You are responsible for your use of the website and services, including ensuring the legality of any content you submit or activities you engage in.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the exclusive property of Finverge Tech or its licensors and is protected by intellectual property laws.

Limitation of Liability

Finverge Tech will not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from the use of our services or products. In no event shall our liability exceed the amount paid for the service or product that caused the damage.

Governing Law

These terms are governed by the laws of the jurisdiction in which Finverge Tech is established, without regard to its conflict of law provisions.

Refund Policy

Eligibility for Refund

Customers who request a refund within 24 hours of purchasing a product or service are eligible for a full refund.

Requesting a Refund

To request a refund, please contact our customer service team at info@finverge.tech with your order number and the reason for the refund.

Processing Refunds

Eligible refunds will be processed within a reasonable timeframe, typically within 5-10 business days.

Privacy Policy

We collect personal information that you provide to us directly, such as when you register for an account, use our services, or contact customer support.

Account Terms

Account Registration

Users must provide accurate and complete information during account registration.

Account Security

You are responsible for maintaining the confidentiality of your account login information and for any activities under your account.

Prohibited Activities

No Unauthorized Access

Users are prohibited from attempting to access unauthorized areas of the site or servers.

Content Misuse

You may not use our content for unlawful purposes or to harm others.

Harmful Behavior

Activities such as spamming, phishing, or transmitting malware are strictly prohibited.

Modifications to Services

Service Updates

We reserve the right to modify or discontinue our services without prior notice.

Service Availability

We strive to ensure the continuous availability of our services but do not guarantee uninterrupted access.

Termination

Termination by User

You may stop using our services or products at any time.

Termination by Us

We reserve the right to suspend or terminate accounts for violations of these terms.

Third-Party Links and Services

External Websites

Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites.

Third-Party Tools

Some features may involve third-party tools, and their use is governed by the respective providers terms.

Fees and Payments

Payment Terms

Users must pay for services or products in accordance with the pricing and payment terms specified during purchase.

Refunds

Refund policies vary by product or service. Please refer to our Refund Policy for more details.

Changes to Terms

Notice of Changes

We may update these terms occasionally. Significant changes will be communicated via email or a website notice.

Continued Use

By continuing to use the service after changes, you agree to the revised terms.

Indemnification

You agree to indemnify and hold us harmless from any claims, losses, or damages arising from your violation of these terms.

Dispute Resolution

Negotiation

In case of disputes, we encourage amicable negotiation before pursuing legal remedies.

Arbitration Clause

All disputes shall be resolved through binding arbitration in accordance with the laws of our jurisdiction.

Disclaimer of Warranties

The services are provided "as is" without warranties of any kind.

No Guarantee

We do not guarantee that the services will be free of errors or interruptions.

Data Retention

We retain user data for as long as necessary to provide services or comply with legal obligations.

If you have any questions, please contact us at info@finverge.tech.